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The CPF query at Serasa is a procedure that allows you, as the CPF holder, to check whether there is any pending issue or irregularity registered in your name, such as overdue debts, for example. But how does this query work? It's simple, and quite practical, actually.
The first thing you need to do is access the website or download the Serasa application In your cellphone. They make these tools available for free.
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If you don't have an account yet, you'll need to quickly register with some personal information. If you already have an account, just log in with your username and password.
Once logged in, you will have access to the services menu. Then just look for the option of CPF query. By clicking, you will be able to see if there is any debt registered in your name, which companies you owe, and other information related to your credit history.
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Doing this consultation is important because it helps you better understand your financial situation and make more informed credit decisions. It is also a way to prevent fraud, as any attempt to open credit in your name without your knowledge will appear in the query.